When you move money into you Switch Mobile App, either from your linked bank or our Trading Platform, it will be directed to your Spending Wallet. The Spending Wallet found on the overview screen 
, holds the balance of money moved from your Switch Web App to your Switch Visa Card. Funds can then be moved to your Vault, sent to a linked bank account, sent to a friend, or moved to Bill Pay by clicking on the Move Money icon 
.